:root{
  --navy:#062864;
  --navy-2:#041a40;
  --ocean:#05a8df;
  --ocean-2:#0077b6;
  --gold:#f7941d;
  --sand:#f7f4ee;
  --white:#ffffff;
  --ink:#152238;
  --muted:#667085;
  --line:#d8e2ef;
  --shadow:0 20px 50px rgba(6,40,100,.15);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6}
a{color:inherit}
img{max-width:100%;display:block}
.container{width:min(1180px,92%);margin:auto}
.topbar{background:var(--navy-2);color:white;font-size:.92rem;padding:.45rem 0}
.topbar .container{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap}
.header{position:sticky;top:0;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);z-index:20;border-bottom:1px solid rgba(216,226,239,.75)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;padding:1rem 0}
.logo img{height:70px;width:auto}
.menu{display:flex;align-items:center;gap:1rem;flex-wrap:wrap;font-weight:700;color:var(--navy)}
.menu a{text-decoration:none}
.menu a:hover{color:var(--ocean-2)}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:.85rem 1.25rem;text-decoration:none;font-weight:800;border:2px solid transparent;transition:.2s}
.btn-primary{background:linear-gradient(135deg,var(--gold),#ffb347);color:white;box-shadow:0 10px 25px rgba(247,148,29,.3)}
.btn-primary:hover{transform:translateY(-2px)}
.btn-secondary{background:var(--navy);color:white}
.btn-outline{border-color:var(--ocean);color:var(--navy);background:white}
.hero{position:relative;min-height:760px;display:grid;place-items:center;overflow:hidden;color:white;background:linear-gradient(135deg,var(--navy),var(--navy-2))}
.hero video,.hero .video-fallback{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.35}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,26,64,.92),rgba(6,40,100,.55),rgba(4,26,64,.15))}
.hero-content{position:relative;z-index:1;padding:6rem 0}
.kicker{letter-spacing:.16em;text-transform:uppercase;font-weight:900;color:var(--gold);font-size:.85rem}
.hero h1{font-size:clamp(2.7rem,6vw,5.8rem);line-height:1.02;margin:.5rem 0 1rem;max-width:920px}
.hero p{font-size:clamp(1.1rem,2vw,1.45rem);max-width:760px;color:#eef7ff}
.hero-actions{display:flex;gap:1rem;flex-wrap:wrap;margin-top:2rem}
.trust-row{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;margin-top:3rem}
.trust-card{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);border-radius:18px;padding:1rem;backdrop-filter:blur(8px)}
.trust-card strong{display:block;font-size:1.6rem;color:white}
section{padding:5rem 0}
.section-title{max-width:850px;margin-bottom:2.2rem}
.section-title h2{font-size:clamp(2rem,4vw,3.4rem);line-height:1.08;margin:.3rem 0;color:var(--navy)}
.section-title p{font-size:1.12rem;color:var(--muted)}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:2rem}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.card{background:white;border:1px solid var(--line);border-radius:24px;padding:1.5rem;box-shadow:0 10px 30px rgba(6,40,100,.06)}
.card h3{color:var(--navy);font-size:1.35rem;margin-top:0}
.card .price{font-size:2rem;color:var(--navy);font-weight:900}
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:3rem;align-items:center}
.feature-list{display:grid;gap:1rem;margin:1.5rem 0}
.feature{display:flex;gap:.9rem;align-items:flex-start}
.check{min-width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:rgba(5,168,223,.14);color:var(--ocean-2);font-weight:900}
.band{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:white}
.band .section-title h2,.band h3{color:white}
.band p{color:#dbeafe}
.yacht-card{overflow:hidden;padding:0}
.yacht-card img{height:230px;width:100%;object-fit:cover;background:linear-gradient(135deg,#dbeafe,#fff)}
.yacht-card-body{padding:1.4rem}
.meta{display:flex;gap:.6rem;flex-wrap:wrap;color:var(--muted);font-size:.92rem}
.badge{display:inline-block;border-radius:999px;background:#eef7ff;color:var(--navy);padding:.3rem .7rem;font-weight:800;font-size:.8rem}
.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:20px}
table{width:100%;border-collapse:collapse;background:white}
th,td{padding:1rem;border-bottom:1px solid var(--line);text-align:left}
th{background:#f0f7ff;color:var(--navy)}
tr:last-child td{border-bottom:0}
.form{display:grid;gap:1rem}
input,select,textarea{width:100%;border:1px solid var(--line);border-radius:14px;padding:1rem;font:inherit}
label{font-weight:800;color:var(--navy)}
.footer{background:var(--navy-2);color:white;padding:3rem 0}
.footer a{color:white}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:2rem}
.portal{min-height:620px;background:linear-gradient(135deg,#f8fbff,#eef7ff);display:grid;place-items:center}
.portal-box{width:min(520px,92%);background:white;border:1px solid var(--line);border-radius:28px;padding:2rem;box-shadow:var(--shadow)}
.dashboard{display:grid;grid-template-columns:260px 1fr;gap:1.5rem}
.sidebar{background:var(--navy);color:white;border-radius:24px;padding:1.2rem}
.sidebar a{display:block;color:white;text-decoration:none;padding:.8rem;border-radius:12px}
.sidebar a:hover{background:rgba(255,255,255,.1)}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}
.stat{background:white;border:1px solid var(--line);border-radius:20px;padding:1.2rem}
.stat strong{display:block;font-size:2rem;color:var(--navy)}
.faq details{border:1px solid var(--line);border-radius:18px;padding:1rem;background:white;margin-bottom:1rem}
.faq summary{font-weight:900;color:var(--navy);cursor:pointer}
.blog-hero{background:linear-gradient(135deg,var(--navy),var(--ocean-2));color:white;padding:4rem 0}
.blog-hero h1{font-size:clamp(2.3rem,5vw,4.5rem)}
.note{font-size:.9rem;color:var(--muted)}
@media(max-width:900px){
  .menu{display:none}
  .grid-2,.grid-3,.split,.dashboard,.footer-grid,.trust-row,.stats{grid-template-columns:1fr}
  .hero{min-height:680px}
  .logo img{height:58px}
}

.logo img{background:transparent!important;border-radius:0!important;padding:0!important}
.financial-focus-card{position:relative;overflow:hidden}
.financial-focus-card::before{content:"";position:absolute;left:0;top:0;bottom:0;width:6px;background:linear-gradient(var(--gold),var(--ocean))}
.financial-focus-card a.stretched{position:absolute;inset:0;text-indent:-9999px}
.financial-focus-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);transition:.2s}


/* Founding member market-test additions */
.waitlist-panel{
  background:linear-gradient(135deg,rgba(5,168,223,.08),rgba(247,148,29,.10));
  border:1px solid var(--line);
  border-radius:28px;
  padding:2rem;
}
.timeline{
  counter-reset:step;
  display:grid;
  gap:1rem;
}
.timeline .step{
  position:relative;
  padding:1.25rem 1.25rem 1.25rem 4rem;
  border:1px solid var(--line);
  background:white;
  border-radius:20px;
  box-shadow:0 8px 22px rgba(6,40,100,.05);
}
.timeline .step::before{
  counter-increment:step;
  content:counter(step);
  position:absolute;
  left:1rem;
  top:1.1rem;
  width:2rem;
  height:2rem;
  border-radius:50%;
  background:var(--navy);
  color:white;
  display:grid;
  place-items:center;
  font-weight:900;
}
.pill-row{display:flex;gap:.6rem;flex-wrap:wrap;margin:1rem 0}
.pill{display:inline-flex;border:1px solid var(--line);background:#fff;border-radius:999px;padding:.45rem .75rem;font-weight:800;color:var(--navy)}
.fit-card{background:linear-gradient(180deg,#fff,#f8fbff);border:1px solid var(--line);border-radius:22px;padding:1.3rem}
.founding-note{font-size:.95rem;color:var(--muted);margin-top:.8rem}
.saved-lead-box{margin-top:1rem;background:#eef7ff;border:1px solid var(--line);border-radius:16px;padding:1rem;color:var(--navy)}